![]() You can purchase power from your local utility, or from other utilities, or from electrical brokers or wholesalers. ![]() Look for this coverage under both your Commercial Property coverage and under your Equipment Breakdown coverage.Įlectrical Purchase Contracts There are many ways to purchase electricity. This coverage is generally only available for losses that result from sudden physical damage to utility equipment. Service Interruption Insurance Known variously as Utility Services, Service Interruption or Utility Interruption coverage. The article that follows this summary is a basic discussion of the issue, covering how electrical distribution works and some of the contractual and physical answers to dealing with the problem. There are ways to reduce equipment exposures due to electric utility service outages.
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